Knowing if you can make PPI claims can be a bit tricky. There are a number of methods by which banks and lending institutions have mis sold PPI to their customers. One way is including the policy to loans without informing the borrower. Some inform their borrowers, but they did not fully explain what the payment protection insurance was for. Others simply sold PPI even if the customer is not eligible for a claim because of existing illness, non-employment, or even age. Others simply over-priced the policy that they sold to their customers. Some banks used harassing methods like forcing people to sign for PPI to have their loan applications approved. Those who were really blatant simply added the cost of the PPI to the loan, making the customer pay for it over the duration of the payment term. It wouldn’t be a surprise if there are over a million people who are now claiming PPI refunds. The practice of mis selling PPIs had been so rampant, ruthless even. If you have a loan transaction in the past ten years, better review all the payment you have made. If you don’t have a mis sold PPI, consider yourself lucky because you were not swindled.