Valuable Ideas in Obtaining Dog Walking Insurance for Your Business Even though it could sound less complicated to start a dog walking business, you need to have the liability insurance in place just like any business owners prior to offering your services. This liability insurance will enable to protect you, your assets and your customers who will have the peace of mind because they are aware that you have the insurance to cover injuries or any other issues that may arise along the way. Even if you have taken the best precautions, the unexpected things can happen and this is exactly where you need the insurance for. You need to contact the insurance agent who provides homeowners, automobile or any other kind of insurance. He may not be aware of the dog walking insurance but he can provide you a list of providers and can obtain a quote from each of them. You can join as well some pet sitters or dog walkers association rather than contacting an insurance agent. You can obtain a review of the benefits and fees related to each of these prior to deciding which one to join in. You need not be discouraged by the title when seeking a professional organization to be part of. Typically, these groups present insurance that will offer the coverage you need as a dog walker.
Questions About Pets You Must Know the Answers To
Be sure to compare several options from your insurance agent or the association you join and select the most affordable one that will best match with your business needs. Think about also the number of employees that you have, the liability limits, and the type and amount of medical coverage presented in the policy.
If You Read One Article About Dogs, Read This One
You can fill out the insurance application online with your organization or through your insurance. Make sure to properly indicate your gross income or an estimate if you are just starting out. You should also point out the coverage you need such as grooming, pet care in your home, and house sitting as these would affect the premium amount that you have to pay. Submit the duly filled out application form with all the required documentation that usually include the proof of association membership or any bonds that you already have in place. When your insurance application is through an agent, he will be in charge to submit it for you. You must check the bond requirements in your state and speak to your insurance agent or association regarding how to become bonded. The bond is an additional insurance policy that will back up your reputation and it can be a state requirement or an insurance requirement that will incur an additional charge. Once you are bonded, your clients have the certainty that you are a reliable business that will not handle them in a fraudulent manner. Whenever you do, the bond you have in place will repay your clients.